Public Liability Insurance Companies

Here in Australia there are a large number of insurers offering public liability insurance, but how to you choose the one that is right for you?

Of the public liability insurance companies operating in this country, some of them are Australian owned whilst others are foreign owned insurers with Australian offices.

Many of the major providers of public liability insurance are well known names in the Australian insurance market. Recognised names such as AAMI, CGU, Allianz, QBE and Vero all provide public liability cover for a range of different business types.

In addition to the major insurers, there are also dozens of specialist public liability insurance companies that provide cover in more specialised areas.

If you run a fairly standard type of business you will often find that the large mainstream insurers will offer the best deal, however if you run a business in a more specialised or unique industry, especially one regarded as high risk, then you may find that one of the small specialist insurance companies will be able to assist when the larger ones wont.

Some of the major public liability insurance companies have been listed below:

Vero Public Liability Insurance

Vero offers a number of different public liability policies to suit certain industries and types of businesses. Their mobile business policy is popular with tradespeople who don't operate from their own business premises, and they also have individual policies designed for retail businesses, the motor trades industry and professional services firms.

Allianz Public Liability Insurance

In addition to public liability and general insurance, Allianz also provide life insurance, making them a good choice for business owners looking to group all of their cover with a single insurance company.

CGU Public Liability Insurance

Specialising in business insurance, CGU offers public liability insurance exclusively through third party operators such as insurance brokers.

QBE Public Liability Insurance

QBE offers a range of insurance policies to suit businesses, including public liability insurance. QBE have specific policies to suit different industries, such as their trades package and their office package.

Specialist Public Liability Insurance Companies

Finding these specialist insurers can be a little tricky for the average business owner, so the best way to find an insurer that specialises in your industry is to speak with an insurance broker who deals with other businesses in your same industry.

Insuring with the specialist providers can sometimes be more expensive, however if they specialise in your industry they may be able to provide a level of cover that better suits your particular businesses.

Selecting a Public Liability Insurance Company

Sole traders operating from home may only need a basic public liability policy, and may choose a company based solely on the cheapest premium. On the other hand a larger business may want a company that can provide a comprehensive package that spans public liability along with other insurances required by the business.

One of the best ways to choose a provider for your public liability insurance is to use an insurance broker who knows the market well and can match you and your business up with a suitable policy that meets all of your needs along with your budget.

Here at Public Liability Insurance Australia we are backed by a team of insurance brokers around Australia who specialise in public liability insurance. By submitting your details we will match you up with a qualified broker who can provide your public liability quotes quickly and without any hassles.

For more information on the various public liability insurance companies operating in Australia or to get a public liability insurance quote, simply complete our easy to use online quote system or get in touch with one of our team members.